Wellness Within UK

Pay It Forward

When cost is the barrier, support can still be possible.

Pay It Forward is a shared fund that helps reduce the cost of one-to-one therapeutic support when the full private fee is out of reach. People can contribute to the fund, while those experiencing financial pressure can ask about a supported place.

Every person accessing the scheme contributes something towards their sessions.

Phone showing a PayPal contribution to the Wellness Within UK Pay It Forward fund

One shared fund

One contribution can help make another session possible.

Pay It Forward connects voluntary contributions with reduced-fee therapeutic support. Contributions are pooled, the person receiving support pays an agreed amount, and the fund helps bridge the remaining difference.

Someone contributes

A voluntary PayPal contribution is added to the shared Wellness Within UK Pay It Forward fund.

A supported place is agreed

Suitability, financial pressure, appointment capacity and the available fund balance are considered together.

The fund bridges the gap

The person pays their agreed contribution and Pay It Forward helps cover the difference towards the usual session fee.

Reaching out for support

Would the full fee prevent you from beginning?

Pay It Forward may be an option when the standard private fee would stop you accessing suitable support, or would mean compromising essential living costs.

Eligibility is based on present need and financial pressure, not salary alone. The conversation is respectful, private and based on the overall reality of your circumstances.

Low or insecure income, benefits, unemployment or a recent loss of income.

Caring responsibilities, disability-related costs, housing pressure, essential debt or financial abuse.

A suitable service, available appointment space and enough balance within the shared fund.

Niki Baggs providing an online counselling session by laptop

Financial bandwidth guide

What would I contribute?

This is based on what remains after essential needs rather than a fixed salary threshold. Choose the description that most closely reflects your circumstances. The supported and reduced amounts below are for a 60-minute session.

Most financial pressure

Supported access

£15 to £25

I cannot consistently meet all essential needs, or I have very little flexibility after housing, food, energy, travel, caring, health or disability-related costs. I may rely on means-tested benefits, have no reliable income or be experiencing significant financial hardship.

Some financial flexibility

Reduced access

£35 to £40

I can meet essential needs, but the full fee would create ongoing strain because of limited savings, essential debt, insecure work, dependants or a recent change in circumstances.

Usual session cost

Standard fee

£68 / 60 mins
£88 / 90 mins

I can meet essential needs and have enough financial flexibility to pay the usual fee without sacrificing essentials. The same standard fee applies online and in the clinic.

A guide, not a test

You do not need to match every sentence. I do not routinely ask for payslips or benefit letters. The contribution is agreed through an honest and respectful conversation.

Longer appointments

If a 90-minute session is clinically appropriate and supported funding is available, the contribution will be discussed and agreed separately before booking.

A clear and private process

How to ask about a supported place

Book a Discovery Call

Book a free 30 to 40 minute Discovery Call and mention that the standard fee is not currently manageable.

Discuss what is realistic

I will consider what support may be suitable and use the financial bandwidth guide to agree a sustainable contribution.

Confirm and review

If a suitable funded place is available, the contribution is confirmed for an initial six sessions and then reviewed together.

Fair and sustainable

Clear boundaries protect the scheme.

Supported pricing does not change professional standards, confidentiality, safeguarding, assessment or suitability. It changes the amount a person contributes while funding is available.

Everyone contributes

The minimum contribution is £15 for a 60-minute session.

Availability is limited

Meeting the criteria does not guarantee an immediate place.

Six sessions, then review

The contribution may remain the same, move up or move down as circumstances and funding change.

Usual practice terms apply

Appointment, cancellation, consent, confidentiality and safeguarding terms remain the same.

Would supported pricing make help possible?

You can raise this privately during a free 30 to 40 minute Discovery Call. There is no obligation to continue, and a Pay It Forward place must be agreed before a session is booked.

Book a free Discovery Call

Wellness Within UK is not an emergency or crisis service. If you need urgent help, contact NHS 111, your GP, Samaritans on 116 123, or 999 in an emergency.